melati123 Platform Privacy Notice

This page describes what we collect when you use melati123 and how we keep that data protected. We at melati123 take your privacy seriously. When you create an account, deposit funds via DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, or bank transfer, or request a withdrawal, we collect information necessary to operate our platform, comply with local regulations, and provide customer support. We do not sell your data to third parties, and we encrypt all sensitive information.

Our privacy practices reflect our commitment to transparency. We explain what data we collect, who has access to it, how long we keep it, and what rights you have. Whether you access melati123 from Jakarta, Surabaya, Bandung, or Medan, the same data protection standards apply across all devices and payment methods.

If you have questions about how we handle your data or if you want to exercise your privacy rights, our support team can help. You can reach us via live chat in the app, email, or the help section on our website.

What Data We Collect on melati123

When you create a melati123 account, we collect your name, email address, phone number, and date of birth. This information is used to create your account, send you important notifications, and verify your identity. We also collect your IP address and device information (operating system, browser type, app version) to detect suspicious login attempts and prevent fraud.

When you deposit funds into melati123, we collect transaction details: the payment method you used (DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, online payment, or e-wallet), the amount, and the timestamp. We do not store your payment card details or e-wallet credentials on our servers. Instead, we use secure payment gateways that handle this sensitive information separately.

Before your first withdrawal from melati123, we ask for Know Your Customer (KYC) verification. You provide a photo ID (national ID card, passport, or driver's license) and proof of address (utility bill or bank statement). We store these documents securely and use them only for verification and compliance purposes. We do not share them with third parties unless required by law.

We also collect information about your activity on melati123: which games you play, which markets you bet on, your bet history, and your account balance. This helps us personalise your experience, detect problem gambling patterns, and investigate disputes. We do not use this data for marketing purposes without your consent.

Data minimisation: We collect only the information necessary to operate melati123 and comply with regulations. We do not ask for unnecessary personal details, and we do not retain data longer than required.

How We Use Your Data

We at melati123 use your data for several purposes. First, we use it to operate the platform: creating your account, processing deposits and withdrawals, and providing customer support. Second, we use it to comply with local regulations: verifying your identity, detecting money laundering, and reporting to authorities where required by law. Third, we use it to protect melati123 and our account holders: detecting fraud, investigating disputes, and preventing abuse.

We may also use your data to improve melati123. For example, we analyse how you use the platform to identify technical issues, improve our user interface, and add features that matter to you. We do this in aggregate — we do not track individual users for marketing purposes.

We do not sell your data to third parties. We do not share your personal information with advertisers, data brokers, or other companies for their own use. We may share data with payment processors (to confirm your deposit), with our hosting provider (to keep your data secure), and with legal authorities (if required by law or court order).

How We Protect Your Data

We at melati123 use industry-standard encryption to protect your data in transit and at rest. All communication between your device and our servers is encrypted using TLS (Transport Layer Security). Your password is hashed and salted, so even our team cannot see it. Your KYC documents are stored in encrypted form and accessible only to authorised staff members.

Our servers are hosted in secure data centres with physical access controls, surveillance, and redundant power systems. We perform regular security audits and penetration testing to identify and fix vulnerabilities. We also maintain a data breach response plan: if we detect unauthorised access to your data, we will notify you and relevant authorities within the timeframes required by law.

You can protect your account further by using a strong password (at least 8 characters with uppercase, lowercase, numbers, and symbols), enabling two-factor authentication, and never sharing your credentials with anyone. If you suspect unauthorised access to your melati123 account, contact our support team immediately.

Encryption
All data in transit uses TLS encryption. Sensitive data at rest is encrypted using AES-256.
Access controls
Only authorised staff can access your personal data, and access is logged and monitored.
Data retention
We retain your data only as long as necessary to operate melati123 and comply with regulations.

Third-Party Processors

We at melati123 work with third-party service providers to operate our platform. These include payment processors (who handle mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, and bank transfers), hosting providers (who store our servers), and customer support tools (who help us respond to your questions). We have data processing agreements with all third parties, requiring them to protect your data and use it only for the purposes we specify.

Some of these third parties may be located outside your jurisdiction. Your data may be transferred to and processed in other countries. We ensure that any such transfers comply with applicable data protection laws and that your data receives the same level of protection as it would in your home country.

Your Rights on melati123

You have the right to access your personal data. You can download a copy of all data we hold about you by contacting our support team. You have the right to correct inaccurate data — if your name or address is wrong in our system, we will update it. You have the right to delete your data, subject to legal and operational constraints (for example, we may need to retain transaction records for compliance purposes).

You have the right to object to certain uses of your data. For example, if we use your data to improve melati123, you can ask us to stop. You have the right to data portability — we can provide your data in a machine-readable format so you can transfer it to another service. You also have the right to lodge a complaint with your local data protection authority if you believe we have violated your privacy rights.

To exercise any of these rights, contact our support team. We will respond to your request within the timeframe required by law, typically within 30 days.

Cookies and Tracking

We at melati123 use cookies to remember your login session, store your preferences, and analyse how you use the platform. Cookies are small files stored on your device. You can control cookies through your browser settings — you can delete them, block them, or allow only certain types. If you disable cookies, some features of melati123 may not work properly.

We do not use cookies for tracking you across other websites. We do not sell cookie data to advertisers. We use cookies only to operate melati123 and improve your experience on our platform.

Changes to This Privacy Policy

We at melati123 may update this privacy policy from time to time. We will notify you of significant changes via email or in-app message. Your continued use of melati123 after such changes constitutes your acceptance of the updated policy. If you do not agree with any changes, you may close your account.

Contact Us About Privacy

If you have questions about this privacy policy or about how we handle your data, our support team is available. You can reach us via live chat in the melati123 app, email, or the help section on our website. We respond during business hours and aim to address your privacy concerns within a few hours.

We at melati123 are committed to protecting your privacy and operating transparently. Thank you for trusting us with your data.

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